Recommended Resources

BankRate.com regularly surveys approximately 4,800 financial institutions in all 50 states in order to provide the most current objective, unbiased rates on banking products such as mortgages, new and used auto loans, credit cards and more.

Fannie Mae provides financing for the single-family and multi-family housing market throughout the United States.

Freddie Mac offers a guide to the mortgage industry, products and services, and the latest mortgage news. Their new Merit Rate® Mortgage program may be an attractive option for home buyers with a poor credit history.

Looking For The Best Mortgage is an excellent introduction to home mortgage shopping provided by the Federal Trade Commission that includes a handy worksheet for comparing among various loans. Or download the Mortgage Shopping Worksheet in .pdf format.

Mortgage Bankers Association of Nevada offers a very handy Frequently Asked Questions page useful to any first time borrower regardless of their credit history.

Mortgage Information Directory

Mortgage Underwriting Guidelines explains the underwriting guidelines that will determine what your mortgage loan options are when purchasing or refinancing a home.

The House Buying Checklist offered at the Home Buyer's Information Center is very handy for first time home buyers.

The Nehemiah Program is the leading down payment gift program for home buyers that need down payment assistance.

The U. S. Department of Housing and Urban Development (HUD) mission is to increase home ownership, support community development and increase access to affordable housing free from discrimination. For beginners, they offer “Buying a Home, Common Questions from First-time Homebuyers” and “Don't Be A Victim Of Loan Fraud” and their Consumer Information page offers plenty of sound advice for all home buyers. If saving enough money for a down payment prevents home ownership, learn about the recently enacted American Dream Downpayment Initiative.

Utah State University offers an outstanding online Home Buyers Education Program that consists of six lessons presented using Macromedia Flash.

Yahoo! Real Estate has current mortgage rates, shopping tips, news, and research.

Additional Resources